Perhaps the most important factor in formulating your investment plan is your risk tolerance; this is the amount of risk you’re willing to assume in order to achieve your most important objectives. Your risk tolerance is based on your financial and emotional ability to withstand negative returns on your investment portfolio. Before embarking on any investment strategy it is important to know your risk tolerance to ensure that the right kind of investments are chosen and so clear objections can be set. More importantly, when your investments are aligned with the proper risk-reward continuum, you’re assured many more restful nights. At JFTWM we determine your risk tolerance through Riskalyze. Their patented Risk Number® technology objectively calculates an investor’s true risk tolerance utilizing a scientific framework that won the Nobel Prize for Economics.